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18102 Spencer Road, Odessa, FL 33556 (MLS # W7875774)

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PRICE $899,000 dsIDX morgage calculator
BEDS 3
BATHS 2
HOME SIZE 1,990 sqft
LOT SIZE 43,125 sqft
Request More Info Schedule a Showing

A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone"”one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake"”an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there's a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip"”current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay's most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic"”an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse

DAYS ON MARKET 18 LAST UPDATED 5/23/2025
TRACT UNPLATTED YEAR BUILT 1967
COMMUNITY 33556 - Odessa GARAGE SPACES 1.0
COUNTY Hillsborough STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Hammond Elementary School
Jr. High School Martinez-HB
High School Steinbrenner High School


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Tankless Water Heater, Washer, Water Purifier, Water Softener, Wine Refrigerator
AREA 33556 - Odessa
CONSTRUCTION Block, Frame, HardiPlank Type
EXTERIOR Lighting, Rain Gutters
GARAGE Yes
HEAT Central, Electric
INTERIOR Eat-in Kitchen, Open Floorplan, Stone Counters, Walk-In Closet(s)
LOT 0.99 acre(s)
LOT DESCRIPTION Cleared, Irregular Lot, Landscaped, Level, Paved, Waterfront
LOT DIMENSIONS 135x250
PARKING Driveway
SEWER Septic Tank
STORIES 1
STYLE Craftsman
SUBDIVISION UNPLATTED
TAXES 12446
UTILITIES Cable Available, Cable Connected, Electricity Connected, Phone Available, Water Connected
VIEW Yes
VIEW DESCRIPTION Lake, Water, Garden, Trees/Woods
WATER Private, See Remarks, Well
WATERFRONT Yes
WATERFRONT DESCRIPTION Lake Privileges, Lake Front
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
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CONTACT US ABOUT 18102 SPENCER ROAD
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Listing provided by Annie Rocks, PA, ROCKS REALTY
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 6/9/25 12:51 AM PDT.

This IDX solution is (c) Diverse Solutions 2025.

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Nick & Cindy Davis

“Team Davis”

813-300-7116

813-695-6475

 

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2915 Allegra Way

Lutz, FL 33559
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Tampa, FL 33604

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