Everyone wants to be happy. Yet so many people are not. Is that because of their circumstances... or due to their perspectives? Great question. Approximately 50% of your amount of happiness, or what psychologists call your "happiness set-point," is determined by personality traits which are ... » Learn More about Things the Most Joyful People Complete Each and Every Day
Phony email notices deliver malware agony
As Christmas approaches, experts suggest an added dollop of caution before simply clicking on email package delivery notices. Fake notifications are proliferating, bringing not holiday cheer but holiday ransomware. Phony email notices deliver malware agony The holiday phishing season ... » Learn More about Phony email notices deliver malware agony
Mortgage rates hike assist and impair home buyers
With mortgage rates ticking up as investors anticipate the Federal Reserve raising interest rates in December, the expense of borrowing is increasing, and that's leading some new home buyers to speed up their purchases while discouraging homeowners from refinancing existing ... » Learn More about Mortgage rates hike assist and impair home buyers
Should You make use of Your Home’s Value to fund remodeling
If you need to borrow money for home renovations but the truth is you don’t wish to tap your assets, a cash-out refinancing of your home might be a good move. Generally, when expenses such as a new roof or backyard renovation present themselves, cash-out refinancing might make sense, but you will ... » Learn More about Should You make use of Your Home’s Value to fund remodeling
Tips on how to Experiment with the Curated look
Share your personal story with guests by incorporating souvenirs and photos into your decor. This style is known as the curated look and it actually is very on-trend right now. Here are some suggestions for curating your own home. Tips on how to Experiment with the Curated look 1. Remember: ... » Learn More about Tips on how to Experiment with the Curated look