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PRICE $550,000 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 2,563 sqft
LOT SIZE 11,326 sqft
Request More Info Schedule a Showing

Under contract-accepting backup offers. This home offers the rare chance to assume the seller's VA loan at an incredible 3.87% interest rate for qualified buyers. Take advantage of today's higher-rate market by locking in this below-market rate and potentially saving thousands over the life of the loan. (Buyer must meet lender qualifications for the assumption.) Welcome to The Reserves at Harbour Isles - where luxury, space, and serenity come together! This beautifully maintained 4-bedroom, 3-bath, 3-car garage home sits on a quarter-acre lot with breathtaking pond views in the highly sought-after Apollo Beach community. From the moment you arrive, you'll be impressed by the lush landscaping, supported by a cost-saving irrigation system fed by a dedicated well"”a smart feature that can save you thousands on your water bill. Step inside to a spacious foyer that opens to a formal dining room on the right and a formal living area on the left"”ideal for entertaining or relaxing in style. The heart of the home is the chef's kitchen, featuring: 42" wood cabinetry Granite countertops Stylish backsplash Stainless steel appliances, including a **new dishwasher (May 2025)** Wine refrigerator Oversized island with breakfast bar Walk-in pantry and generous storage Sunny breakfast nook overlooking the family room The massive primary suite offers ample room for a king-size bed and furniture. The ensuite bath includes dual granite vanities, a garden tub, and a walk-in shower. This three-way split floor planprovides excellent privacy for guests, with three additional spacious bedrooms, a shared full bath, and a separate pool bath. The laundry room includes ample cabinetry and storage space and provides direct access to the 3-car garage. Recent Updates include: All carpet replaced (April 2025) New dishwasher (May 2025) New HVAC system (2020) Updated hot water heater Whole-home water filtration and softener system Interior painted in 2022 Exterior painted in 2020 Out back, enjoy peaceful mornings and stunning sunsets from your fully screened lanai "” with room to build the custom pool of your dreams. Residents of Harbour Isles enjoy top-notch amenities: Community pool Fitness center Basketball and volleyball courts Playground Walking trails Boat & RV storage All with a low annual HOA fee! Ideally located just minutes from Tampa, Sarasota, and Bradenton, plus quick access to Florida's top beaches and Orlando attractions. This home truly has it all"”schedule your private showing today!

DAYS ON MARKET 162 LAST UPDATED 10/13/2025
TRACT HARBOUR ISLES PH 2A/2B/2C YEAR BUILT 2013
COMMUNITY 33572 - Apollo Beach / Ruskin GARAGE SPACES 3.0
COUNTY Hillsborough STATUS Pending
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Doby Elementary-HB
Jr. High School Shields-HB
High School Lennard-HB

PRICE HISTORY
Prior to Jun 30, '25 $615,000
Jun 30, '25 - Jul 21, '25 $590,000
Jul 21, '25 - Aug 11, '25 $580,000
Aug 11, '25 - Sep 1, '25 $570,000
Sep 1, '25 - Sep 22, '25 $560,000
Sep 22, '25 - Today $550,000


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
AREA 33572 - Apollo Beach / Ruskin
CONSTRUCTION Block, Stucco
GARAGE Yes
HEAT Central, Heat Pump
HOA DUES 100
INTERIOR Eat-in Kitchen, Open Floorplan, Stone Counters
LOT 0.26 acre(s)
LOT DIMENSIONS 89.22x125
PARKING Attached
SEWER Public Sewer
STORIES 1
SUBDIVISION HARBOUR ISLES PH 2A/2B/2C
TAXES 7524.73
UTILITIES Cable Available, Electricity Connected, Sewer Connected, Water Connected
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
CONTACT US ABOUT 347 COCKLE SHELL LOOP
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We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Nick & Cindy Davis to contact you even if your name is on a Federal or State "Do not call List".

Listing provided by Ralph Martinez, JR, DALTON WADE INC, 888-668-8283
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 11/1/25 6:03 PM PDT.

This IDX solution is (c) Diverse Solutions 2025.

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Nick & Cindy Davis

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