Survey: Consumers grasp of credit is the lowest it’s been in eight years - however the number of individuals who think they understand how credit scores work went up. Congratulations, America. Credit scores nationwide are going up. Having said that, understanding of how credit works is ... » Learn More about Credit Scores Go up
Buying a home
Today’s Technology
Voice-activated music. Touch-screen powered appliances. An omnipotent, but friendly, virtual assistant providing homework help. When “Smart House” debuted on the Disney Channel in 1999, its portrayal of a family living in a home run by artificial intelligence seemed far-fetched. Watching it 20 years ... » Learn More about Today’s Technology
Delinquency Rate Hits Lowest Point
CoreLogic: 3.6% of the nation’s mortgages were in some stage of delinquency - a 0.7 percentage point decline from a year earlier when it was 4.3%. CoreLogic’s monthly Loan Performance Insights Report for April discovered that 3.6% of the nation’s mortgages were in some stage of delinquency (30 days ... » Learn More about Delinquency Rate Hits Lowest Point
48% of Homeowners Intend to Remodel
Of those people who intend to remodel, 1 in 4 expect to finance it via a home equity line of credit, however, most say they’ll use savings (48%) or checking accounts (34%). Up to 50 % of homeowners (48%) want to renovate their homes in the next 24 months, and a third of those homeowners expect to ... » Learn More about 48% of Homeowners Intend to Remodel
Living With Less
Minimalism is all about living with less. This includes fewer financial burdens such as debt and unnecessary expenses, and it’s a word that carries a lot of weight these days. It’s all about how you can change your life for the better, leaving you debt free and with extra time to work on personal ... » Learn More about Living With Less
