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Modern Tampa home exterior with lush landscaping and a spacious driveway.

Nick, & Cindy Davis

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Buying a home

Debt to Income Ratio Why It Matters

debt to income

Home shoppers wanting to qualify for a home loan may get declined because of a number they’ve never heard of: their debt to income ratio (DTI). If you’re a lttle bit hazy on Debt to Income Ratio (DTI), you’re in good company. According to Fannie Mae’s Economic & Strategic Research (ESR) Group, ... » Learn More about Debt to Income Ratio Why It Matters

Filed Under: Advice, Buying a home, Buying A Home? Find A Local Expert To Help You, Florida Housing 2017, Home buyers, Home buying, Home Ownership, Mortgage Tips, Moving, Nick & Cindy Davis, Nick and Cindy Davis, RE/MAX, Real Estate Tips, REALTOR, Tips, VA Home Loan, VA Mortgage Tagged With: Debt-to-Income Ratio Why It Matters, Debto to Income, DTI Ratio

New Florida laws that go into effect today

New Florida laws that go into effect today

Several bills passed by the Florida Legislature and signed by Gov. Scott went into effect today. Even though the state's new laws impact an array of topics, some have a direct connection to real estate-related issues. New Florida laws that go into effect today Statewide water policy SB 552 (Sen. ... » Learn More about New Florida laws that go into effect today

Filed Under: Advice, Buying a home, Buying A Home? Find A Local Expert To Help You, Florida Housing 2017, Home buyers, Home buying, Home Ownership, Moving, Nick & Cindy Davis, Nick and Cindy Davis, RE/MAX, Real Estate Tips, REALTOR, Relocating, Renting, Tips Tagged With: Florida Laws, New Florida laws that go into effect today

Do you know What Makes Home a Home?

Do you know What Makes Home a Home?

Some may say a house, some may say family. Some might say comfort. Home is all of them and then some. The Life at Home report, released annually by IKEA, surveys thousands of people all over the world to find out what will make a home a home. The findings this year pose an idea of home that ... » Learn More about Do you know What Makes Home a Home?

Filed Under: Advice, Buying a home, Buying A Home? Find A Local Expert To Help You, First Time Home Buyers, Florida Housing 2017, Home buyers, Home buying, Home features, Home Ownership, Moving, Nick & Cindy Davis, Nick and Cindy Davis, RE/MAX, Real Estate Tips, REALTOR, Relocating, Tips Tagged With: Define Home, Do you know What Makes Home a Home?, Whats a home

Mortgage Rates Continue to keep New 3-Year Lows

Mortgage Rates Continue to keep New 3-Year Lows

Rates on mortgages move lower again following last week's Brexit headlines (the U.K.'s vote to depart the European Union). Indeed it's hard to turn on the TV, computer, or radio without listening to Brexit. Global financial markets are still in the throes of the "initial reaction" time period. That ... » Learn More about Mortgage Rates Continue to keep New 3-Year Lows

Filed Under: Advice, Buying a home, Buying A Home? Find A Local Expert To Help You, Down Payment on a Home How Much is Needed, Florida Housing 2017, Home buyers, Home buying, Mortgage Tips, Nick & Cindy Davis, Nick and Cindy Davis, RE/MAX, Real Estate Tips, REALTOR, Tips, VA Home Loan, VA Mortgage, Veteran Issues, Veterans Tagged With: Mortgage rates, Mortgage Rates Continue to keep New 3-Year Lows

Top Housing Preferences Depend upon Your Age

Top Housing Preferences Depend upon Your Age

What you want in a house largely will depend on which generation you come from. Lesley Deutch, a principal at John Burns Real Estate Consulting, studied the top housing preferences by age and revealed insights that can assist builders figure out what types of homes to build for each ... » Learn More about Top Housing Preferences Depend upon Your Age

Filed Under: Advice, Buying a home, Buying A Home? Find A Local Expert To Help You, Florida Housing 2017, Home buyers, Home buying, Home Ownership, Moving, Nick & Cindy Davis, Nick and Cindy Davis, RE/MAX, Real Estate Tips, REALTOR, Relocating, Tips Tagged With: Housing Preferences, Top Housing Preferences Depend upon Your Age

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Nick & Cindy Davis

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