Nick, & Cindy Davis

Mortgage Tips

The Salary You Need to Afford a Home in These 25 Cities

In quite a few cities in the united states, you’ll really need to have a salary higher than the U.S. median income to afford an average home. The typical American would need to make a little over $51,000 annually to afford the median-priced home-including principal, interest, taxes and insurance-in ... » Learn More about The Salary You Need to Afford a Home in These 25 Cities

Qualifying for a Mortgage on a Second Home

Are you considering buying a Tampa Bay Area property as a second home or investment? Perhaps you are looking for a small cottage or apartment where you can escape for vacation, or maybe you want to have another home closer to family. Maybe you want to rent out your second property and make a steady ... » Learn More about Qualifying for a Mortgage on a Second Home

What Can You Do If Your ARM Is Almost Out Of Time?

In the event the end of the term is approaching, it could be time to start considering refinancing, or even home shopping. For those who bought a home with an adjustable rate mortgage (ARM) thinking you’d sell the house prior to the ARM adjusted, you’re not the only one. Many people buy homes with ... » Learn More about What Can You Do If Your ARM Is Almost Out Of Time?

6 tips for Millennials to improve their credit scores

Low credit ratings have be burdening many Millennials, and preventing them from purchasing a home, according to a survey by TransUnion. The survey revealed that 32% of Millennials plan to purchase a home within the next 12 months, however 43% currently hold a subprime credit rating. On the other ... » Learn More about 6 tips for Millennials to improve their credit scores

Questions to ask before purchasing a vacation home

Purchasing your own piece of paradise is undoubtedly an exciting opportunity, but there are several critical factors to take into consideration prior to taking the plunge. Here’s a checklist of key questions to ask yourself that can help ensure your success. Questions to ask before purchasing a ... » Learn More about Questions to ask before purchasing a vacation home