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Rates on Mortgages Ease – 30-Year at 3.72%

January 13, 2020 by Nick & Cindy Davis

U.S. long-term rates on mortgages declined slightly this week, remaining close to the historically low levels where they have hovered over the past 60 days.

 

Mortgage Rates Ease - 30-Year at 3.72%

Rates on Mortgages Ease – 30-Year at 3.72%

 

Mortgage buyer Freddie Mac said Thursday the average rate for a 30-year fixed-rate mortgage eased to 3.72% from 3.74% last week. The benchmark rate stood at 4.51% just last year.

The average rate on a 15-year mortgage slipped to 3.16% from 3.19%.

More positive economic data and improved housing-market sentiment have brought stability in the rate on mortgages, Freddie Mac Chief Economist Sam Khater said. For all of 2019, the 30-year loan averaged 3.9%, the fourth-lowest annual rate since Freddie Mac began tracking it in 1971, in accordance with the company.

Volatile interest rates earlier in 2019 caused a slowdown in the housing market, Khater noted. The lower interest rates and a strong job market are โ€œsetting the stage for a continued increase in home sales and home prices,โ€ he said.

Freddie Mac surveys lenders nationwide between Monday and Wednesday each week to compile its mortgage rate figures. The average doesnโ€™t include extra fees, generally known as points, which most borrowers must pay to get the lowest rates.

The average fee on 30-year fixed-rate mortgages remained at 0.7 point this week. The average fee for the 15-year mortgage also held at 0.7 point.

The average rate for a five-year adjustable-rate mortgage rose to 3.46% from 3.45% last week. The fee was unchanged at 0.3 point.

Ready to find your new home here in the Tampa Bay and Surrounding Areas? Nick, Cindy & Nicholas Davis with RE/MAX Premier Group are here to assist you with all your Real Estate Needs. We are always available at 813-300-7116 to answer your questions or you can simplyย click here and we will be in touch with you shortly.

Need to get started with your mortgage process? You can contact Kyle Edwards with Iberia Bank at 813-495-5131, or simply click here to start your online application.

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All Homes For Sale in & Around Tampa

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  • 1144 Sleepy Oak Drive, Wesley Chapel, FL
    1144 Sleepy Oak Drive
    Wesley Chapel, FL
    Photo of 1144 Sleepy Oak Drive, Wesley Chapel, FL 33543 (MLS # TB8429018)
    $235,000
    • Lot Size
      1,307 sqft

    • Home Size
      1,570 sqft

    • Beds
      2 Beds

    • Baths
      3 Baths

    • Year Built
      2008

    • Days on Market
      0

  • 9730 Carnoustie Place, Bradenton, FL
    9730 Carnoustie Place
    Bradenton, FL
    $1,015,000
    • Lot Size
      16,989 sqft

    • Home Size
      2,448 sqft

    • Beds
      3 Beds

    • Baths
      3 Baths

    • Year Built
      2020

    • Days on Market
      0

    View Virtual Tour
  • 3131 Bixler Court, Holiday, FL
    3131 Bixler Court
    Holiday, FL
    Photo of 3131 Bixler Court, Holiday, FL 34690 (MLS # W7878743)
    $149,900
    • Lot Size
      4,356 sqft

    • Home Size
      1,180 sqft

    • Beds
      2 Beds

    • Baths
      2 Baths

    • Year Built
      1979

    • Days on Market
      0

  • 1303 Westlake Boulevard, Palm Harbor, FL
    1303 Westlake Boulevard
    Palm Harbor, FL
    Photo of 1303 Westlake Boulevard, Palm Harbor, FL 34683 (MLS # TB8428925)
    $375,000
    • Lot Size

    • Home Size
      1,630 sqft

    • Beds
      2 Beds

    • Baths
      2 Baths

    • Year Built
      1984

    • Days on Market
      0

  • 6372 Mooring Line Circle, Apollo Beach, FL
    6372 Mooring Line Circle
    Apollo Beach, FL
    Photo of 6372 Mooring Line Circle, Apollo Beach, FL 33572 (MLS # TB8428150)
    $329,900
    • Lot Size
      5,663 sqft

    • Home Size
      1,554 sqft

    • Beds
      2 Beds

    • Baths
      2 Baths

    • Year Built
      2021

    • Days on Market
      0

    View Virtual Tour
  • 17468 Nectar Flume Drive, Land O Lakes, FL
    17468 Nectar Flume Drive
    Land O Lakes, FL
    Photo of 17468 Nectar Flume Drive, Land O Lakes, FL 34638 (MLS # S5134952)
    $317,990
    • Lot Size
      2,178 sqft

    • Home Size
      1,666 sqft

    • Beds
      3 Beds

    • Baths
      3 Baths

    • Year Built
      2023

    • Days on Market
      0

  • 18425 Bittern Avenue, Lutz, FL
    18425 Bittern Avenue
    Lutz, FL
    Photo of 18425 Bittern Avenue, Lutz, FL 33558 (MLS # TB8429131)
    $769,900
    • Lot Size
      12,633 sqft

    • Home Size
      3,232 sqft

    • Beds
      5 Beds

    • Baths
      3 Baths

    • Year Built
      1996

    • Days on Market
      0

  • 1907 Bottlebrush Way, North Port, FL
    1907 Bottlebrush Way
    North Port, FL
    Photo of 1907 Bottlebrush Way, North Port, FL 34289 (MLS # A4665513)
    $649,900
    • Lot Size
      8,277 sqft

    • Home Size
      2,832 sqft

    • Beds
      5 Beds

    • Baths
      3 Baths

    • Year Built
      2016

    • Days on Market
      0

  • 2611 Bayshore Boulevard #1002, Tampa, FL
    2611 Bayshore Boulevard #1002
    Tampa, FL
    Photo of 2611 Bayshore Boulevard #1002, Tampa, FL 33629 (MLS # TB8429159)
    $695,900
    • Lot Size
      1,307 sqft

    • Home Size
      1,323 sqft

    • Beds
      2 Beds

    • Baths
      2 Baths

    • Year Built
      1974

    • Days on Market
      0

  • 3620 Riverview Boulevard, Bradenton, FL
    3620 Riverview Boulevard
    Bradenton, FL
    Photo of 3620 Riverview Boulevard, Bradenton, FL 34205 (MLS # A4665508)
    $3,100,000
    • Lot Size
      1.19 ac

    • Home Size
      3,615 sqft

    • Beds
      5 Beds

    • Baths
      2 Baths

    • Year Built
      1955

    • Days on Market
      0

  • 1801 Brekey Way, Zephyrhills, FL
    1801 Brekey Way
    Zephyrhills, FL
    Photo of 1801 Brekey Way, Zephyrhills, FL 33541 (MLS # O6342337)
    $335,000
    • Lot Size
      4,792 sqft

    • Home Size
      1,607 sqft

    • Beds
      4 Beds

    • Baths
      2 Baths

    • Year Built
      2025

    • Days on Market
      0

  • 5121 2nd Avenue N, St Petersburg, FL
    5121 2nd Avenue N
    St Petersburg, FL
    Photo of 5121 2nd Avenue N, St Petersburg, FL 33710 (MLS # TB8428998)
    $379,900
    • Lot Size
      6,099 sqft

    • Home Size
      892 sqft

    • Beds
      2 Beds

    • Baths
      1 Bath

    • Year Built
      1954

    • Days on Market
      0

  • 12809 Millridge Forest Street, Tampa, FL
    12809 Millridge Forest Street
    Tampa, FL
    Photo of 12809 Millridge Forest Street, Tampa, FL 33624 (MLS # TB8427968)
    $429,000
    • Lot Size
      4,356 sqft

    • Home Size
      1,184 sqft

    • Beds
      3 Beds

    • Baths
      2 Baths

    • Year Built
      1986

    • Days on Market
      0

    View Virtual Tour
  • 2923 Lichen Lane #A, Clearwater, FL
    2923 Lichen Lane #A
    Clearwater, FL
    Photo of 2923 Lichen Lane #A, Clearwater, FL 33760 (MLS # OM709705)
    $160,000
    • Lot Size

    • Home Size
      752 sqft

    • Beds
      2 Beds

    • Baths
      1 Bath

    • Year Built
      1979

    • Days on Market
      0

  • 36750 Us Highway 19 N #13-109, Palm Harbor, FL
    36750 Us Highway 19 N #13-109
    Palm Harbor, FL
    Photo of 36750 Us Highway 19 N #13-109, Palm Harbor, FL 34683 (MLS # TB8428856)
    $260,000
    • Lot Size

    • Home Size
      610 sqft

    • Beds
      1 Bed

    • Baths
      1 Bath

    • Year Built
      1972

    • Days on Market
      0

    View Virtual Tour

See all All Homes Around Tampa.
(all data current as of 9/18/2025)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

 
 

Filed Under: 2019, Advice, Buying a home, Buying a home 2018, Florida Housing 2018, Home buyers, Home buying, Home Ownership, Housing Market 2018, Housing Updates 2018, Moving, RE/MAX Agent

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813-300-7116

813-695-6475

 

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Lutz, FL 33559
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