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Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!
| DAYS ON MARKET | 1 | LAST UPDATED | 10/25/2026 |
|---|---|---|---|
| TRACT | LAKE PADGETT ESTATES | YEAR BUILT | 1984 |
| COMMUNITY | 34639 - Land O Lakes | GARAGE SPACES | 2.0 |
| COUNTY | Pasco | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer |
| AREA | 34639 - Land O Lakes |
| CONSTRUCTION | Block |
| EXTERIOR | Dock, Other |
| GARAGE | Yes |
| HEAT | Electric |
| INTERIOR | High Ceilings, Open Floorplan, Stone Counters |
| LOT | 0.25 acre(s) |
| LOT DESCRIPTION | Waterfront |
| PARKING | Driveway, Attached |
| SEWER | Public Sewer |
| STORIES | 1 |
| SUBDIVISION | LAKE PADGETT ESTATES |
| TAXES | 5829.54 |
| UTILITIES | Electricity Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Canal, Water |
| WATER | Public |
| WATER ACCESS | LAKE SAXON |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Canal Front |
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Listing provided by Viral Doshi, AMETHYST PROPERTY ADVISORS LLC, 954-842-8683
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 10/25/26 1:11 PM PDT.
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