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WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan. The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area"”an incredible setup for extended family, guests or multigenerational living. Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home's tropical appeal. BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water! Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area. POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE"”this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!
| DAYS ON MARKET | 1 | LAST UPDATED | 10/18/2026 |
|---|---|---|---|
| TRACT | ISLAND CAY | YEAR BUILT | 2011 |
| COMMUNITY | 33572 - Apollo Beach / Ruskin | GARAGE SPACES | 3.0 |
| COUNTY | Hillsborough | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Apollo Beach-HB |
|---|---|
| Jr. High School | Eisenhower-HB |
| High School | Lennard-HB |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer |
| AREA | 33572 - Apollo Beach / Ruskin |
| CONSTRUCTION | Stucco |
| EXTERIOR | Dock, Lighting, Rain Gutters |
| GARAGE | Yes |
| HEAT | Central |
| HOA DUES | 600 |
| INTERIOR | High Ceilings, In-Law Floorplan, Open Floorplan, Walk-In Closet(s) |
| LOT | 0.63 acre(s) |
| LOT DESCRIPTION | Level, Paved, Private, Waterfront |
| LOT DIMENSIONS | 125x220 |
| PARKING | Circular Driveway, Deeded, Driveway, Garage Door Opener, Garage, Attached |
| POOL | Yes |
| POOL DESCRIPTION | In Ground, Gunite, Salt Water, Screen Enclosure, Solar Heat, Private |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | ISLAND CAY |
| TAXES | 19500.76 |
| UTILITIES | Electricity Connected, Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Canal, Water, Pool |
| WATER | Private, Well |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Canal Front |
MORTGAGE CALCULATOR
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Listing provided by Paula Thacker, RE/MAX BAYSIDE REALTY LLC, 813-938-1781
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 10/18/26 3:24 PM PDT.
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