3972 Tarpon Pointe Circle, Palm Harbor, FL 34684 (MLS # TB8549067)

PRICE $469,900 dsIDX morgage calculator
BEDS 3
BATHS 2
HOME SIZE 2,014 sqft
LOT SIZE 6,970 sqft

Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor's premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

DAYS ON MARKET 10 LAST UPDATED 9/18/2026
TRACT HIGHLAND LAKES YEAR BUILT 1989
COMMUNITY 34684 - Palm Harbor GARAGE SPACES 2.0
COUNTY Pinellas STATUS Active
PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
ADULT COMMUNITY Yes
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
AREA 34684 - Palm Harbor
CONSTRUCTION Block, Stucco
EXTERIOR Lighting, Rain Gutters
GARAGE Yes
HEAT Central
HOA DUES 164
INTERIOR Eat-in Kitchen, Open Floorplan, Stone Counters, Walk-In Closet(s)
LOT 6970 sq ft
LOT DESCRIPTION Landscaped, Level, Near Golf Course, Paved
LOT DIMENSIONS 65x105
PARKING Driveway, Garage Door Opener, Attached
SEWER Public Sewer
STORIES 1
STYLE Ranch, Traditional
SUBDIVISION HIGHLAND LAKES
TAXES 2279.19
UTILITIES Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
WATER Public
WATER ACCESS LAKE TARPON
WATERFRONT DESCRIPTION Lake Privileges
MORTGAGE CALCULATOR
   

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CONTACT US ABOUT 3972 TARPON POINTE CIRCLE
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Listing provided by Amanda Justus, COLDWELL BANKER REALTY, 727-781-3700
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 9/21/26 10:43 PM PDT.

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