18200 Cypress Cove Lane, Lutz, FL 33549 (MLS # TB8544945)

PRICE $690,000 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 2,307 sqft
LOT SIZE 14,375 sqft

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for"”boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

DAYS ON MARKET 2 LAST UPDATED 9/2/2026
TRACT CYPRESS COVE YEAR BUILT 1974
COMMUNITY 33549 - Lutz GARAGE SPACES 2.0
COUNTY Hillsborough STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Lutz-HB
Jr. High School Liberty-HB
High School Freedom-HB


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
AREA 33549 - Lutz
CONSTRUCTION Block, Frame, Stucco
EXTERIOR Courtyard, Dock, Lighting, Outdoor Grill, Outdoor Shower, Private Yard, Rain Gutters
FIREPLACE Yes
GARAGE Yes
HEAT Central
INTERIOR High Ceilings, In-Law Floorplan, Open Floorplan, Stone Counters, Vaulted Ceiling(s)
LOT 0.33 acre(s)
LOT DESCRIPTION Cul-de-sac, Waterfront
PARKING Attached
POOL Yes
POOL DESCRIPTION Heated, In Ground, Salt Water, Private
SEWER Septic Tank
STORIES 2
SUBDIVISION CYPRESS COVE
TAXES 10155
UTILITIES Electricity Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Lake, Water
WATER Public
WATER ACCESS LAKE STEMPER
WATERFRONT Yes
WATERFRONT DESCRIPTION Lake Privileges, Lake Front
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Listing provided by Dillon Cook, WRIGHT DAVIS REAL ESTATE, 813-251-0001
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 9/3/26 5:24 AM PDT.

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