440 Olive Conch Street, Ruskin, FL 33570 (MLS # TB8511817)

PRICE $430,000 dsIDX morgage calculator
BEDS 5
BATHS 3
HOME SIZE 2,522 sqft
LOT SIZE 4,792 sqft

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner's suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio"”perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

DAYS ON MARKET 37 LAST UPDATED 6/20/2026
TRACT SHELL COVE PH 1 YEAR BUILT 2020
COMMUNITY 33570 - Ruskin/Apollo Beach GARAGE SPACES 2.0
COUNTY Hillsborough STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Ruskin-HB
Jr. High School Shields-HB
High School Lennard-HB

PRICE HISTORY
Prior to Jun 20, '26 $435,000
Jun 20, '26 - Today $430,000


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Refrigerator
AREA 33570 - Ruskin/Apollo Beach
CONSTRUCTION Block, Brick
GARAGE Yes
HEAT Central
HOA DUES 8
INTERIOR Crown Molding, Stone Counters, Walk-In Closet(s)
LOT 4792 sq ft
LOT DESCRIPTION Waterfront
SEWER Public Sewer
STORIES 1
SUBDIVISION SHELL COVE PH 1
TAXES 7026
UTILITIES Other
VIEW Yes
VIEW DESCRIPTION Pond, Water
WATER Public
WATERFRONT Yes
WATERFRONT DESCRIPTION Pond
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
CONTACT US ABOUT 440 OLIVE CONCH STREET
We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Nick & Cindy Davis to contact you even if your name is on a Federal or State "Do not call List".

Listing provided by Charles Delarosa, FLORIDA'S 1ST CHOICE RLTY LLC, 813-235-5522
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 6/26/26 2:41 AM PDT.

This IDX solution is (c) Diverse Solutions 2026.