106 Steven Street, Ruskin, FL 33570 (MLS # TB8501771)

PRICE $574,900 dsIDX morgage calculator
BEDS 3
BATHS 2
HOME SIZE 1,580 sqft
LOT SIZE 9,148 sqft

Newly Priced at $574,900 "” Plus $25,000 in Seller Concessions. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for "” and the serious infrastructure to back it up. The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown "” putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect. Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances "” equally suited for quiet mornings with a bay view or entertaining after a day on the water. Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed "” easily converted to a private home office "” adds flexibility for however you choose to live. A spacious carport completes the picture. Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects. This is Tampa Bay waterfront living at its finest "” move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal. Your next chapter starts here. And right now, the seller is helping you get there.

DAYS ON MARKET 63 LAST UPDATED 6/3/2026
TRACT COLLURA SUB YEAR BUILT 1965
COMMUNITY 33570 - Ruskin/Apollo Beach COUNTY Hillsborough
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Thompson Elementary
Jr. High School Shields-HB
High School Lennard-HB

PRICE HISTORY
Prior to Jun 3, '26 $599,900
Jun 3, '26 - Today $574,900


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener
AREA 33570 - Ruskin/Apollo Beach
CONSTRUCTION Block
EXTERIOR Lighting, Storage
HEAT Central, Electric, Heat Pump
INTERIOR Open Floorplan, Stone Counters
LOT 9148 sq ft
LOT DESCRIPTION Paved, Waterfront
LOT DIMENSIONS 65x140
PARKING Boat, Covered, Driveway, Guest, Oversized, RV Access/Parking
SEWER Public Sewer
STORIES 1
SUBDIVISION COLLURA SUB
TAXES 6322.82
UTILITIES Cable Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Canal, Water
WATER Public
WATERFRONT Yes
WATERFRONT DESCRIPTION Canal Front
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
CONTACT US ABOUT 106 STEVEN STREET
We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Nick & Cindy Davis to contact you even if your name is on a Federal or State "Do not call List".

Listing provided by Cody Powell, POWELL REALTY, 813-843-8311
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 6/26/26 2:46 AM PDT.

This IDX solution is (c) Diverse Solutions 2026.