323 Terra Ceia Drive, Palmetto, FL 34221 (MLS # A4684681)

PRICE $395,000 dsIDX morgage calculator
BEDS 2
BATHS 2
HOME SIZE 1,012 sqft
LOT SIZE 3,485 sqft

WATERFRONT TROPIC ISLES HOME "” BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access "” a feature few homes at this price point provide "” while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.

DAYS ON MARKET 2 LAST UPDATED 3/4/2026
TRACT TROPIC ISLES CO-OP YEAR BUILT 1980
COMMUNITY 34221 - Palmetto/Rubonia COUNTY Manatee
STATUS Active PROPERTY TYPE(S) Mobile/Manufactured

SCHOOLS
Elementary School Palmetto Elementary-MN
Jr. High School Lincoln Middle
High School Palmetto High


ADDITIONAL DETAILS
ADULT COMMUNITY Yes
AIR Central Air
AIR CONDITIONING Yes
AMENITIES Sewer, Trash, Water
APPLIANCES Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AREA 34221 - Palmetto/Rubonia
CONSTRUCTION Frame
EXTERIOR Dock, Other
HEAT Central
HOA DUES 338
INTERIOR Other, Walk-In Closet(s)
LOT 3485 sq ft
LOT DESCRIPTION Waterfront
SEWER Public Sewer
STORIES 1
SUBDIVISION TROPIC ISLES CO-OP
TAXES 3605
VIEW Yes
VIEW DESCRIPTION Canal, Water
WATER Public
WATERFRONT Yes
WATERFRONT DESCRIPTION Canal Front
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Listing provided by Jennifer Kenna, EXP REALTY, LLC, 941-462-3321
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 3/4/26 11:10 PM PST.

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