3838 Mckay Creek Drive, Largo, FL 33770 (MLS # TB8465377)

PRICE $1,150,000 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 1,808 sqft
LOT SIZE 11,762 sqft

WATERFRONT LIVING - NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership"”perfect for those who want waterfront living without the congestion of a beachside location. The home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water. The owner's suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living. Outdoor living is a true highlight, featuring a screened lanai overlooking the pool"”perfect for relaxing, hosting gatherings, or enjoying Florida's indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for lounging in the sun. A fully fenced backyard extends from the pool area directly to the waterfront, where you can unwind and watch manatees and wildlife pass by. Enjoy effortless boating and paddling from your backyard. Pilings are already in place with space to install a boat lift, making it easy to take the boat out for evening cruises, weekend waterfront lunches, or sunset rides. Calm waters are ideal for paddleboarding and kayaking, offering daily opportunities to embrace the Florida lifestyle. Major updates include a roof, fully renovated kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and fans, water heater, plumbing relining, whole-house water softener and filtration system, pool filter and motor, sod and irrigation system, vinyl fencing, and a newly constructed seawall (75LF) with electrical pre-run for a future dock. Ideally located just minutes from the beaches while maintaining the privacy and tranquility of a residential neighborhood, this home offers close proximity to Indian Rocks Beach for sunset bike rides, as well as easy access to the dining, shopping, and amenities of Clearwater Beach, John's Pass, St. Petersburg, and Tampa. Zoned for A-rated Anona Elementary, this property is perfect as a primary residence or second home for those seeking the ultimate waterfront lifestyle.

DAYS ON MARKET 6 LAST UPDATED 1/16/2026
TRACT HARBOR HILLS 1ST ADD YEAR BUILT 1962
COMMUNITY 33770 - Largo/Belleair Bluffs GARAGE SPACES 2.0
COUNTY Pinellas STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Anona Elementary-PN
Jr. High School Seminole Middle-PN
High School Largo High-PN


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
AREA 33770 - Largo/Belleair Bluffs
CONSTRUCTION Block, Stucco
EXTERIOR Rain Gutters
GARAGE Yes
HEAT Central
HOA DUES 100
INTERIOR Stone Counters, Walk-In Closet(s)
LOT 0.27 acre(s)
LOT DESCRIPTION Waterfront
PARKING Attached
POOL Yes
POOL DESCRIPTION In Ground, Screen Enclosure, Private
SEWER Public Sewer
STORIES 1
SUBDIVISION HARBOR HILLS 1ST ADD
TAXES 14702.74
UTILITIES Cable Available
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATERFRONT Yes
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
CONTACT US ABOUT 3838 MCKAY CREEK DRIVE
 / 
We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Nick & Cindy Davis to contact you even if your name is on a Federal or State "Do not call List".

Listing provided by Kelsey Brumett, MAVREALTY, nina@Mavrealty.com
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 1/22/26 8:22 AM PST.

This IDX solution is (c) Diverse Solutions 2026.